According to a report from Black Knight released in November, the number of “high quality” refinance opportunities continue to climb. The report states a total of 19.4 million homeowners nationwide are now in a position to save through a refinance. Black Knight rated their prime candidates by identifying home owner’s with 30-year mortgages, 20% equity in their homes, credit scores above 720, and could lower their rates by 0.75%. On average, these candidates could save $309 per month by refinancing according to Black Knight.
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