Below is a list of easy things an individual can do to build credit or increase their credit score.
- Get 2 credit cards
- Increase your limit on existing credit cards
- Keep your credit cards open
- Pay down cards with high balances
- Use your card and pay it off monthly
- Secure an installment loan (mortgage, auto, personal, etc.)
- Pay off old charge-offs
- Dispute wrong reporting (Do this before applying for a loan)
For a more detailed explanation on how to build your credit, visit this link to MSN Money.
